PCI 3DS (Payment Card Industry 3D Secure)

Training Description: PCI 3DS (Payment Card Industry 3D Secure)

Course Overview

The PCI 3DS (Payment Card Industry 3D Secure) training is specially designed to provide information security and payment professionals with an in-depth understanding of online payment security mechanisms. This training focuses on the requirements of the PCI 3D Secure standard, an essential security protocol for authenticating online payment card transactions. You will learn how to implement, manage, and maintain 3D Secure in your payment systems to reduce fraud risks and enhance transaction security.

Training Objectives

• Understand the basic principles of the PCI 3D Secure protocol and its role in online payment security.
• Identify the specific requirements of PCI 3D Secure and how to implement them in online payment systems.
• Learn how to integrate 3D Secure authentication mechanisms into payment processes to provide enhanced fraud protection.
• Develop skills to audit and test the compliance of payment systems with PCI 3D Secure standards.
• Master risk management strategies related to online payments and fraud prevention.
• Understand the impact of 3D Secure implementation on the user experience and how to minimize friction.

Training Program

1. Introduction to PCI 3D Secure

• What is PCI 3D Secure and why is it essential for online payments?
• The role of 3D Secure in reducing payment card fraud.
• Versions of PCI 3D Secure: 3D Secure 1.0 vs. 3D Secure 2.0.
• Differences between versions and improvements brought by 3D Secure 2.0.

2. How PCI 3D Secure Works

• How 3D Secure authentication functions during an online transaction.
• The buyer authentication process and risk management.
• Interaction between the merchant, card issuer, and acquirer to secure the transaction.
• Additional challenge and authentication methods provided by 3D Secure 2.0.

3. PCI 3D Secure Requirements and Implementation

• How to comply with PCI 3D Secure requirements in payment systems.
• Technical integration of 3D Secure with payment gateways and transaction processing APIs.
• Handling low-risk cards and exemptions in authentication with 3D Secure 2.0.
• Process for updating existing systems to support PCI 3D Secure.

4. Transaction Security and Risk Management

• Identifying and managing risks associated with online payments (fraud, phishing, data theft).
• Implementing additional security controls to protect sensitive cardholder information.
• Strategies to minimize fraud risks while ensuring a seamless user experience.

5. PCI 3D Secure Testing and Auditing

• Methodologies for testing compliance to ensure the integrity of the 3D Secure process.
• How to perform an internal audit to verify that payment systems comply with PCI 3D Secure requirements.
• Writing audit reports and addressing non-compliance issues.

6. Enhancements with PCI 3D Secure 2.0

• Features and benefits of 3D Secure 2.0 compared to 1.0: reduced friction, improved user experience.
• Biometric authentication and other advanced authentication methods in 3D Secure 2.0.
• Mobile device compatibility, location data management, and customizable authentication.

7. Integrating PCI 3D Secure in a Multichannel Environment

• Managing 3D Secure payments across different platforms (web, mobile, point-of-sale).
• Adapting the 3D Secure system to various transaction types, including recurring payments, mobile payments, and real-time payments.
• Ensuring a consistent payment security approach across all channels.

8. Practical Workshops and Case Studies

• Implementing PCI 3D Secure in a simulated payment environment.
• Handling exceptions and analyzing fraud risks in online transactions.
• Examples of best practices and common mistakes to avoid when implementing PCI 3D Secure.

Training Duration

2 to 4 days (approximately 16 to 24 hours), including theoretical sessions, case studies, and practical exercises.

Prerequisites

• Basic knowledge of online payment systems and information security principles.
• Experience in managing payment transactions, PCI DSS compliance, or fraud risk management is a plus.

Target Audience

• Payment security and compliance managers.
• Payment system administrators and payment gateway managers.
• PCI security and compliance consultants.
• Fraud and risk management professionals in the payment sector.
• Merchant operations and financial institutions handling online payments.

Certification

At the end of the training, participants will receive a PCI 3D Secure Compliance Certificate, validating their skills in implementing and managing online payment card security.

Join this training to become an expert in payment security and ensure fraud-free online transactions with the PCI 3D Secure protocol!